EasyChoice Our Workers’ Compensation Premium Payment Service makes it easy and convenient for employers to pay their insurance premiums each payroll. Most insurance policies require employers to pay estimated premiums based on projected annual payroll—in advance as a lump sum. With EasyChoice, your premiums are based on your ACTUAL payroll, and paid with each payroll cycle. By eliminating large, up-front deposits and year-end surprises, you’re in better control of your cash flow and expenses.